Suggestion: Bank Loan System with Legal Consequences

Is your feature request related to a problem? Please describe:
Many players, especially new ones, struggle to collect enough money to start businesses or buy important things like vehicles. This can slow down roleplay progression and limit opportunities for players who want to grow in the city.

Describe the feature you'd like:
I suggest adding a bank loan system where players can apply for a loan from the in-game bank. The bank could offer different loan amounts depending on the player’s level, job, or playtime.

Players would have to repay the loan over time with small interest through scheduled payments. This would allow players to start businesses, buy vehicles, or invest in roleplay while still keeping the economy balanced.

To make it realistic, if a player refuses to repay the loan or keeps missing payments, the bank could file a legal case against them. This could lead to consequences such as fines, asset seizure, or even jail time through the police roleplay system.

Describe alternatives you've considered:
Currently players rely mostly on jobs and grinding money, which works but can take a long time before someone can start larger roleplay ideas.

Additional context:
Adding a loan system with real consequences would make the economy more realistic and create new roleplay scenarios between players, banks, police, and courts.